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	<title>Bayside Mortgage Services - Florida Mortgages</title>
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	<link>http://www.baysidemortgage.com</link>
	<description>Florida Mortgage Company, providing low rates and quality services.  Fixed mortgages, Jumbo mortgages, FHA mortgages, we do it all.</description>
	<pubDate>Tue, 07 Feb 2012 15:24:40 +0000</pubDate>
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		<title>Quicken - Lending Tree &#038; Other Smoke and Mirrors</title>
		<link>http://www.baysidemortgage.com/quicken-lending-tree-other-smoke-and-mirrors/</link>
		<comments>http://www.baysidemortgage.com/quicken-lending-tree-other-smoke-and-mirrors/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 18:25:59 +0000</pubDate>
		<dc:creator>Snets</dc:creator>
		
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		<guid isPermaLink="false">http://www.baysidemortgage.com/?p=114</guid>
		<description><![CDATA[First of all - this is NOT an instruction to you to avoid calling these places.  Go ahead&#8230;  These are mostly lead capturing services - the lead will be farmed out to numerous mortgage companies who will fill up your inbox and ring your phone off the hook.
What everyone has to understand is that there [...]]]></description>
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		<title>Jamie Dimon - You Really Suck!</title>
		<link>http://www.baysidemortgage.com/jamie-dimon-you-really-suck/</link>
		<comments>http://www.baysidemortgage.com/jamie-dimon-you-really-suck/#comments</comments>
		<pubDate>Tue, 14 Jun 2011 16:44:00 +0000</pubDate>
		<dc:creator>Snets</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.baysidemortgage.com/?p=113</guid>
		<description><![CDATA[The aforementioned Mr. Dimon - head honcho at Chase, came out in a public meeting with Bernanke and said - we&#8217;ve gotten rid of most brokers - mission accomplished.  Does this scare you too?  A large corporation doesn&#8217;t like the fact that there is a section of the mortgage business that they don&#8217;t control, so [...]]]></description>
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		<title>Civil Unrest - Is That Possible?</title>
		<link>http://www.baysidemortgage.com/florida-mortgage-civil-unrest-is-that-possible/</link>
		<comments>http://www.baysidemortgage.com/florida-mortgage-civil-unrest-is-that-possible/#comments</comments>
		<pubDate>Tue, 07 Jun 2011 15:19:39 +0000</pubDate>
		<dc:creator>Snets</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.baysidemortgage.com/?p=112</guid>
		<description><![CDATA[James Carville mentions on Imus that if something doesn&#8217;t happen to the employment picture - civil unrest is possible.  Could that be?  We saw the demonstrations in Wisconsin when Governor Walker slapped the unions around - but they were civilized - no violence - by the way, I agree with what Walker did, further I [...]]]></description>
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		<title>Pam Bondi</title>
		<link>http://www.baysidemortgage.com/pam-bondi/</link>
		<comments>http://www.baysidemortgage.com/pam-bondi/#comments</comments>
		<pubDate>Tue, 24 May 2011 14:45:32 +0000</pubDate>
		<dc:creator>Snets</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.baysidemortgage.com/?p=111</guid>
		<description><![CDATA[First of all, let me congratulate all of us for making it through the apocalypse - according to David Letterman we didn&#8217;t get called to heaven because we&#8217;re all too fat - yeah probably.  Secondly, he had Lady Gaga on as a guest.  Now I&#8217;m 60 years old, so I don&#8217;t get most of what [...]]]></description>
		<wfw:commentRss>http://www.baysidemortgage.com/pam-bondi/feed/</wfw:commentRss>
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		<title>Lender Paid/Consumer Paid</title>
		<link>http://www.baysidemortgage.com/lender-paidconsumer-paid/</link>
		<comments>http://www.baysidemortgage.com/lender-paidconsumer-paid/#comments</comments>
		<pubDate>Thu, 19 May 2011 20:48:31 +0000</pubDate>
		<dc:creator>Snets</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.baysidemortgage.com/?p=110</guid>
		<description><![CDATA[Not to get all esoteric on y&#8217;all but as of April 1st, companies like mine are compensated in two distinct ways.  We have to choose one or the other and combining them is not allowed.  We can be compensated in what are called Lender Paid Transactions or Consumer Paid Transactions.  In both [...]]]></description>
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		<title>I&#8217;m going broke</title>
		<link>http://www.baysidemortgage.com/im-going-broke/</link>
		<comments>http://www.baysidemortgage.com/im-going-broke/#comments</comments>
		<pubDate>Tue, 17 May 2011 17:00:26 +0000</pubDate>
		<dc:creator>Snets</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.baysidemortgage.com/?p=108</guid>
		<description><![CDATA[This weekend I did some shopping - as a single guy, I am unaware of what anything costs, I just grab it and throw it in the cart.  Well I get to the check out and the bill was a little higher than I thought it would be.  I didn&#8217;t really think about it again [...]]]></description>
		<wfw:commentRss>http://www.baysidemortgage.com/im-going-broke/feed/</wfw:commentRss>
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		<title>Whose Left?</title>
		<link>http://www.baysidemortgage.com/whose-left/</link>
		<comments>http://www.baysidemortgage.com/whose-left/#comments</comments>
		<pubDate>Fri, 13 May 2011 14:51:08 +0000</pubDate>
		<dc:creator>Snets</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.baysidemortgage.com/?p=107</guid>
		<description><![CDATA[How many of you are out of the mortgage game for the foreseeable future - probably not that many if you&#8217;re reading this.  Ok How many have family, friends and neighbors that are out of the mortgage game.  They have screwed up their credit - their houses are underwater or whatever.  We used to be [...]]]></description>
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		<title>Seriously - Why Would Anyone Get a Mortgage From a Bank?</title>
		<link>http://www.baysidemortgage.com/seriously-why-would-anyone-get-a-mortgage-from-a-bank/</link>
		<comments>http://www.baysidemortgage.com/seriously-why-would-anyone-get-a-mortgage-from-a-bank/#comments</comments>
		<pubDate>Thu, 12 May 2011 14:55:30 +0000</pubDate>
		<dc:creator>Snets</dc:creator>
		
		<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.baysidemortgage.com/?p=106</guid>
		<description><![CDATA[This is a topic I have been really pondering lately.  Shops like mine used to get a much larger percentage of the business than we do now.  Why - because the banks have done the best job they can in marginalizing us.  Today for instance for best credit we are offering a 30 year fixed [...]]]></description>
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