When making an application for a Florida mortgage, the following items are usually needed:

  • Social Security number
  • Current pay stubs or, if self employed, your tax returns for the past two years
  • Bank statements for the past two months
  • Investment account statements for the past two months
  • Retirement account statements for the past two months

If refinancing your current home, you’ll also need:

  • Mortgage account information
  • Home equity account information (if applicable)
  • Home insurance policy information
  • Title Policy issued when you purchased your home (nets you a discount on title insurance)